Other Poultry Production
112390
Southern Bancorp Bank (AR)
First Financial Bank (AR)
SBA Loans for Other Poultry Production: Financing Growth in Specialty Farming
Introduction
Other poultry production businesses raise birds beyond traditional broilers and laying hens, including turkeys, ducks, geese, quail, and game birds for meat, eggs, or specialty markets. Classified under NAICS 112390 – Other Poultry Production, this sector supports local food systems, specialty grocers, restaurants, and export markets. While consumer demand for organic, free-range, and specialty poultry continues to grow, businesses in this industry face challenges such as high feed costs, disease control, labor shortages, and seasonal market fluctuations.
This is where SBA Loans for Poultry Farmers can help. Backed by the U.S. Small Business Administration, SBA loans provide lower down payments, longer repayment terms, and government-backed guarantees. These loans help poultry producers purchase land, build barns, invest in processing equipment, and stabilize cash flow during seasonal changes.
In this article, we’ll explore NAICS 112390, the financial challenges poultry producers face, how SBA loans provide solutions, and answers to frequently asked questions from farm owners.
Industry Overview: NAICS 112390
Other Poultry Production (NAICS 112390) businesses typically include:
- Turkey and duck farming
- Quail, pheasant, or game bird production
- Goose and guinea fowl farms
- Specialty egg production (duck eggs, quail eggs)
- Organic, free-range, and niche poultry markets
This industry is both niche and growing, with opportunities in premium and local food markets as well as exports.
Common Pain Points in Poultry Production Financing
From Reddit’s r/farming, r/homestead, and Quora discussions, poultry producers often highlight these challenges:
- Feed Costs – Rising prices for corn, soy, and organic feed cut into margins.
- Disease Control – Outbreaks like avian influenza pose significant risks.
- Infrastructure Investments – Barns, brooders, fencing, and ventilation systems require capital.
- Labor Challenges – Hiring skilled farm labor can be difficult in rural areas.
- Market Fluctuations – Demand peaks around holidays (turkeys at Thanksgiving, for example) but drops afterward.
How SBA Loans Help Poultry Farmers
SBA financing provides affordable, flexible capital that helps poultry producers modernize farms, manage risk, and expand operations.
SBA 7(a) Loan
- Best for: Working capital, payroll, or feed expenses
- Loan size: Up to $5 million
- Why it helps: Provides liquidity to cover operating costs between production cycles
SBA 504 Loan
- Best for: Land, barns, or processing facilities
- Loan size: Up to $5.5 million
- Why it helps: Ideal for long-term investments in infrastructure and equipment
SBA Microloans
- Best for: Small or startup poultry farms
- Loan size: Up to $50,000
- Why it helps: Useful for buying chicks, small equipment, or licensing costs
SBA Disaster Loans
- Best for: Farms impacted by disease outbreaks, natural disasters, or economic downturns
- Loan size: Up to $2 million
- Why it helps: Recovery funds for lost flocks, damaged barns, or emergency expenses
Step-by-Step Guide to Getting an SBA Loan
- Check Eligibility – Must be a U.S.-based, for-profit poultry farm with good personal credit (typically 650+)
- Prepare Financial Documents – Include tax returns, P&L statements, flock records, and feed budgets
- Find an SBA-Approved Lender – Some lenders specialize in agriculture and farm financing
- Submit Application – Provide a business plan covering flock management, sales strategy, and growth outlook
- Underwriting & Approval – SBA guarantees reduce lender risk. Approval generally takes 30–90 days
FAQ: SBA Loans for Other Poultry Production
Why do banks often deny loans to poultry farms?
Banks may view them as risky due to disease threats, market seasonality, and feed price volatility. SBA guarantees reduce this risk and improve approval chances.
Can SBA loans finance barns and processing equipment?
Yes. SBA 7(a) and 504 loans can fund barns, fencing, hatcheries, and packaging systems.
What down payment is required?
SBA loans typically require 10–20% down, compared to 25–30% for conventional financing.
Are startup poultry farms eligible?
Yes. Farmers with experience, contracts, or niche market opportunities may qualify for SBA microloans or 7(a) financing.
What repayment terms are available?
- Working capital: Up to 7 years
- Equipment/facilities: Up to 10 years
- Land/barns: Up to 25 years
Can SBA loans support organic or free-range certifications?
Absolutely. Many farmers use SBA financing to pursue certifications, upgrade feed systems, and meet sustainability standards.
Final Thoughts
The Other Poultry Production industry offers growing opportunities in specialty and organic food markets but faces financial challenges tied to feed, disease control, and infrastructure costs. SBA Loans for Poultry Farmers provide affordable, flexible financing to stabilize operations, expand production, and meet consumer demand.
Whether you raise turkeys, ducks, or game birds, SBA financing can provide the capital you need to grow. Connect with an SBA-approved lender today and explore your funding options under NAICS 112390.
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#Preferred Lenders Program
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#Existing or more than 2 years old
#Startup
#Loan Funds will Open Business
#Change of Ownership
#New Business or 2 years or less
#7a General
#Variable Rates
#Fixed Rates
#Asset Base Working Capital Line (CAPLine)
#International Trade Loans
#Export Express
#7a with WCP
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#Seasonal Line of Credit (CAPLine)
#Builders Line of Credit (CAPLine)